Nova Credit was founded on May 17, 2016, by Loek Janssen, Misha Esipov, and Nicky Goulimis.
Nova Credit is the premier cross-border bureau. Lack of a domestic credit history keeps millions of immigrants in the United States from realizing their dreams. The award-winning fintech company helps newcomers and other global citizens apply for financial services using their international credit history from countries including Australia, Brazil, Canada, India, Mexico, Nigeria, South Korea, and the UK. They translate international credit data into a U.S.-equivalent score and report in a format familiar to American underwriters, who use it to evaluate applications for credit products. Founded by immigrants, they have a diverse team from around the globe who are creating a world beyond borders to help newcomers arrive and thrive.
“Nova Credit applied to YC because they wanted to learn how to build an incredible company. And Y Combinator has a track record of doing that across industries. It was particularly attractive for them to leverage YC’s experience in marketplaces (like YC alum Airbnb), in order to be able to set themselves up for success. Also, since they were first-time founders, they wanted to be surrounded by a community of peers and learn from the best-in-class mentors how to build a company they truly could be proud of”.